???? ?????????? ???? ???? ?? ????? ???? (????? ???????? ?)??????? ??? ?????? ?? ???? ?? ????? ???? ??? ?????????? ???? ????? ??? ? ???? ??? ???? ? ??????? ?????? ??? ???? ?? ????? ?????.?? ???? ????? ?? ?? ?? ????? ?? ??????? ?? ?? ????????? ?? ???? ????!??? ?? ????? ???? ????? ??? ????????? ????? ???? ???? ?????? ???. ????? ???? ???? ??? ??? ??? ?

In the article by Harris et al. (2013), a significant difference emerged between the group of on-line gamblers and the group of land-based gamblers: internet gamblers reported higher scores for the items related to confidence in the security of both online payments and websites than land-based gamblers. Moreover, Redondo (2015) showed that on-line